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Bills (9 found)
Prohibiting a lender from accepting a tip from a consumer or giving a consumer the option to provide a tip; altering the timeline for certain refunds; subjecting certain earned wage access providers and loan lenders to certain consumer loan requirements; etc.
Prohibiting a lender from accepting a tip from a consumer or giving a consumer the option to provide a tip; altering the timeline for certain refunds; subjecting certain earned wage access providers and loan lenders to certain consumer loan requirements; etc.
Requiring the Commissioner of Financial Regulation to approve a certain mortgage lender that meets certain criteria as an affiliated insurance producer-mortgage loan originator if the mortgage lender is in good standing with the Commissioner and any other regulator to which it is subject and is in material compliance with applicable state and federal law.
Prohibiting a person from charging an annual interest rate above 6% per year on a certain obligation held by an active service member or jointly by an active service member and the active service member's spouse; requiring that the active service member or the active service member's spouse provide the creditor with certain notice and documentation not later than 180 days after termination or discharge from active duty; and authorizing a court to grant a creditor relief from application of the Act after a certain finding.
Establishing consumer protections related to health care financing, including disclosure and refund requirements; prohibiting health care providers and certain agents of health care providers from offering, obtaining, applying, assisting in applying for certain financing; prohibiting a health care provider from promoting certain financing to certain patients or billing a certain financier before a certain number of days prior to a procedure; etc.
Prohibiting a certain litigation financier from providing certain litigation financing unless licensed under the Maryland Consumer Loan Law or provisions of law relating to installment loans; providing that litigation financing shall be considered a loan for certain purposes; requiring a certain disclosure of a litigation financing contract in certain civil actions; and providing that certain information is a permissible subject of discovery in certain civil actions.
Establishing consumer protections related to health care financing, including disclosure and refund requirements; prohibiting health care providers and certain agents of health care providers from offering, obtaining, applying for, or assisting in applying for certain financing; prohibiting a health care provider from promoting certain financing to certain patients or billing a certain financier before a certain number of days prior to a procedure; etc.
Prohibiting a certain litigation financier from providing certain litigation financing unless licensed under the Maryland Consumer Loan Law or provisions of law relating to installment loans; providing that litigation financing shall be considered a loan for certain purposes; requiring a certain disclosure of a litigation financing contract in certain civil actions; and providing that certain information is a permissible subject of discovery in certain civil actions.
Prohibiting a person from charging an annual interest rate above 6% per year on a certain obligation held by an active service member or jointly by an active service member and the active service member's spouse; requiring that the active service member or the active service member's spouse provide the creditor with certain notice and documentation not later than 180 days after termination or discharge from active duty; and authorizing a court to grant a creditor relief from application of the Act after a certain finding.