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Bills (30 found)
Altering the voting membership of the Maryland Heritage Area Authority; increasing the number of voting members of the Authority that constitutes a quorum from 9 to 10; repealing the requirement that the Authority send copies of boundary maps to certain county clerks; etc.
Repealing certain fees charged to certain banking institutions by the Commissioner of Financial Regulation; altering certain provisions relating to the Maryland Community Investment Venture Fund, including the purpose and administration of the Fund; altering the date by which the Commissioner may match certain investments in the Fund from June 30, 2028, to June 30, 2030; altering and providing for certain assessment offset credits for certain banking institutions and credit unions; etc.
Altering the voting membership of the Maryland Heritage Area Authority; increasing the number of voting members of the Authority that constitutes a quorum from 9 to 10; repealing the requirement that the Authority send copies of boundary maps to certain county clerks; etc.
Altering the definition of "student financing company" to exclude an institution of postsecondary education for purposes of certain registration and reporting requirements.
Altering, for a certain licensing requirement, the definition of "money transmitter" under the Maryland Money Transmission Act to exclude a certain person designated as an agent of a payor for the purpose of the agent's provision of payroll processing services under certain circumstances.
Repealing certain fees charged to certain banking institutions by the Commissioner of Financial Regulation; altering certain provisions relating to the Maryland Community Investment Venture Fund, including the purpose and administration of the Fund; altering the date by which the Commissioner may match certain investments in the Fund from June 30, 2028, to June 30, 2030; altering and providing for certain assessment offset credits for certain banking institutions and credit unions; etc.
Urging the U.S. Congress to pass H.R. 5356 to establish a national infrastructure bank to finance urgently needed infrastructure projects.
Requiring the Commissioner of Financial Regulation to approve a certain mortgage lender that meets certain criteria as an affiliated insurance producer-mortgage loan originator if the mortgage lender is in good standing with the Commissioner and any other regulator to which it is subject and is in material compliance with applicable state and federal law.
Altering, for a certain licensing requirement, the definition of "money transmitter" under the Maryland Money Transmission Act to exclude a certain person designated as an agent of a payor for the purpose of the agent's provision of payroll processing services under certain circumstances.
Authorizing certain governmental entities to waive certain fees imposed by statute for veterans; and requiring certain governmental entities to adopt regulations before waiving certain fees imposed by statute for veterans.
Establishing the Digital Asset and Blockchain Technology Task Force to study and make recommendations regarding the use and regulation of blockchain technology and cryptocurrency in the State; and requiring the Task Force to report its findings and recommendations to the Governor and the General Assembly by October 1, 2027.
Establishing the Digital Asset and Blockchain Technology Task Force to study and make recommendations regarding the use and regulation of blockchain technology and cryptocurrency in the State; and requiring the Task Force to report its findings and recommendations on or before October 1, 2027, to the Governor, the General Assembly, the Senate Finance Committee, and the House Economic Matters Committee.
Prohibiting certain regulation of certain activities involving digital assets by an agency or other instrumentality of the State or a political subdivision of the State; and clarifying that the provision of digital asset staking as a service is excluded from a certain definition and certain filing and registration requirements under the Maryland Securities Act.
Authorizing a fiduciary institution, under certain circumstances, to delay or deny a disbursement from the account of a certain individual or the account on which a certain individual is a beneficiary; requiring a fiduciary institution, under certain circumstances, to provide certain financial records to certain entities; authorizing a fiduciary institution, under certain circumstances, to contact certain individuals; and providing certain fiduciary institutions immunity from certain liability.
Regulating commercial financing transactions, including by establishing requirements related to certain disclosures, calculations of annual percentage rates, terms of repayments, and other related items, and the extension of specific offers.
Altering the examination fee for a new commercial bank charter; requiring a certain nondepository trust company to include certain disclosures in its articles of incorporation; exempting from certain provisions of law a certain nondepository trust company authorized to provide certain services by the Commissioner of Financial Regulation; authorizing a certain nondepository trust company to request that the Commissioner reduce the capital stock requirements under certain circumstances; etc.
Requiring the Office of Financial Regulation to establish and maintain a certain database for complaints filed against financial institutions for unfair, deceptive, or abusive practices; and requiring the Office to publish a certain analysis of complaints quarterly on the Office's website.
Authorizing a majority of the board of a surviving credit union to approve a proposed merger without the affirmative vote of a majority of the members of the surviving credit union, subject to certain requirements.
Prohibiting certain regulation of certain activities involving digital assets by an agency or other instrumentality of the State or a political subdivision of the State; and clarifying that the provision of digital asset staking as a service is excluded from a certain definition and certain filing and registration requirements under the Maryland Securities Act.
Authorizing a fiduciary institution, under certain circumstances, to delay or deny a disbursement from the account of a certain individual or the account on which a certain individual is a beneficiary; requiring a fiduciary institution, under certain circumstances, to provide certain financial records to certain entities; authorizing a fiduciary institution, under certain circumstances, to contact certain individuals; and providing certain fiduciary institutions immunity from certain liability.
Altering the definition of "virtual currency kiosk operator" to include a person who installs or operates certain software that enables a certain device to provide certain virtual currency services; altering the definition of "virtual currency services" to exclude the accepting or dispensing of cash in connection with a credit, deposit, or convenience account; and clarifying that a virtual currency kiosk operator shall ensure the kiosk does not offer the same services as an automated teller machine.
Repealing a certain provision of law exempting all persons that acquire or are assigned certain mortgages, mortgage loans, or installment loans under certain circumstances from certain provisions of law governing the licensing of providers of certain financial services in the State.
Authorizing a majority of the board of a surviving credit union to approve a proposed merger without the affirmative vote of a majority of the members of the surviving credit union, subject to certain requirements.
Prohibiting a certain litigation financier from providing certain litigation financing unless licensed under the Maryland Consumer Loan Law or provisions of law relating to installment loans; providing that litigation financing shall be considered a loan for certain purposes; requiring a certain disclosure of a litigation financing contract in certain civil actions; and providing that certain information is a permissible subject of discovery in certain civil actions.
Regulating commercial financing transactions, including by establishing requirements related to certain disclosures, calculations of annual percentage rates, terms of repayments, and other related items, and the extension of specific offers.
Prohibiting a certain litigation financier from providing certain litigation financing unless licensed under the Maryland Consumer Loan Law or provisions of law relating to installment loans; providing that litigation financing shall be considered a loan for certain purposes; requiring a certain disclosure of a litigation financing contract in certain civil actions; and providing that certain information is a permissible subject of discovery in certain civil actions.
Authorizing certain persons to use specie for the payment of certain debts, taxes, fees, or other obligations; and prohibiting a person from being required to accept specie as payment.
Altering the examination fee for a new commercial bank charter; requiring a certain nondepository trust company to include certain disclosures in its articles of incorporation; exempting from certain provisions of law a certain nondepository trust company authorized to provide certain services by the Commissioner of Financial Regulation; authorizing a certain nondepository trust company to request that the Commissioner reduce the capital stock requirements under certain circumstances; etc.
Requiring a mortgage servicer that receives certain insurance proceeds to deposit the proceeds into a certain interest bearing account; requiring a borrower to elect the use of the interest earnings on the insurance proceeds; requiring certain interest earnings to begin accruing by a certain date; authorizing a mortgage servicer to charge a fee for disbursement of interest earnings subject to certain limitations; and requiring certain methods and procedures for disbursement of insurance proceeds and interest earnings.
Authorizing certain governmental entities to waive certain fees imposed by statute for veterans; and requiring certain governmental entities to adopt regulations before waiving certain fees imposed by statute for veterans.